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what other's are saying about sylvia ho

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Sylvia is an invaluable advisor to our family. Over the past 6 years Sylvia has spent the time to understand our mortgage needs, future financial planning and has addressed change as it has come up. Sylvia has been thoughtful in designing multiple options for our family to consider and is always patient and supportive. Wouldn't consider working with anyone else.


Cameron Family

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Working with Sylvia has been a breath of fresh air... she is extremely knowledgeable, she takes the time to get to know her clients, their concerns and what is most important to them. She has made sure that we are well prepared to start on our journey of owning our first home. She takes the time to review all your options, she takes the time to review every document with you so that you are 100% comfortable. That’s the type of service you want when making one of the biggest decisions in your life. Thank you Sylvia for your time and assistance and sharing your years of experience, we are so happy to have found you.

We look forward to buying our next home with you in the future and will recommend you to our family and friends.


Cesar Ruiz

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I’m a repeat client of Sylvia. She’s very good at what she does (efficient, thorough, and knowledge, friendly and professional). I would recommend her for mortgage services.


Tam Khuu

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Sylvia helped secure financing for an investment property I purchased in 2017. She was diligent and clearly invested on getting me the best possible mortgage product. What I appreciated about Sylvia was that she tailored my financing needs to be suitable with my investment strategy on the property. She did not focus solely on the interest rate, but also on other factors to help weigh the best decision. I would definitely recommend Sylvia!


Nathan De Haan

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Sylvia is amazing at what she does. She's professional, thorough, proactive, and extremely patient. If you want excellent customer service and to save money, Sylvia is the person you want to connect with!!


​Amelia Spinelli

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Sylvia is excellent! She has set me up with my first mortgage and definitely not the last. Very quick, professional and most importantly very helpful. I would strongly recommend her as she will fight to get you the best mortgage possible!


​Arek Kuszaj

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Sylvia is a mortgage broker which means that she is not tied down to a specific bank. Rather she shops around for you to find the best rates/terms, including some specialty lenders that don't have the overhead costs that the big banks do. Mortgages are her specialty and she is incredibly knowledgeable about about everything related to buying a house and is good at explaining things. She is always available, prompt and on the ball. Most importantly, she won't simply approve you for the biggest mortgage amount possible. Rather, she works with you to figure out a financially prudent and manageable amount to avoid defaulting or getting into trouble later. I know she is looking out for us. She has helped us to get the home that we want, while being wise with our money.


​Fiona Fong

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I recently had the pleasure of working with Sylvia and I cannot say enough about her...she is the utmost professional and made me feel at ease in a situation where I was completely blind. She puts in the extra mile and makes sure that, as one of her clients, you are well taken care of. Sylvia took the time to find about a dozen options, walked through each one, advised me on which option she felt was best and why. I would highly recommend her to anyone who asks.


​Jennifer Gardhouse

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Sylvia is a pleasure to work with! She is knowledgeable, highly responsive, and works to meet her client's needs. I definitely recommend Sylvia!


​Rory Meesters

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I was just recommended to Sylvia by some friends, Fiona and James, and it was an excellent first meeting. Sylvia was very personable and knowledgeable in this space. She took her time to listen and understand what my wife and I were looking for (since it’s our first time purchasing our home). We’re excited to work with her as we progress in this journey!


​Alvin Ho

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Sylvia is a very knowledgeable Mortgage Broker. Best in the industry that I've had the pleasure to work with. She knows all the rules well and is always up to date with changing policies. I highly recommend Sylvia as she will thoroughly evaluate all your options to get the best possible deal and scenario for your needs. Silvia actively works with the 5 major banks as well as over a dozen of the smaller lending firms to get you the best options. Thank you Sylvia, you were very helpful and we really appreciated your help!


​Audrina (WeiWei) Lin

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Sylvia is very thorough with her prep work. Definitely recommended for anyone looking for a good deal on a new mortgage.


​Philip Leung

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Sylvia made the financial planning and execution aspect of buying a home the easiest part of the process for my fiancee and I. With so much chaos in seeing listings, putting offers in, waiting and being unsure, we were always certain of our support and guidance from Sylvia. I recommend her to anyone looking for mortgage planning guidance in the future. We will definitely use her services again.


​Aaron G.

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Although we are months away from actually purchasing our first home, Sylvia provided fantastic service from the first time I contacted her. She promptly answered every single one of my questions and cleared up any concerns I had with our finances. With her guidance, home ownership now seems possible and we will certainly be requesting her services when we are ready to purchase. I am confident in her advice and would highly recommend her to anyone needing a broker.


​Krystale De Freitas

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Sylvia was easily the best part of my home buying process. She was patient with me as a new home buyer in answering all of my questions. She was able to understand and recommend what type of mortgage would suit my needs. Sylvia made me realize the home value which I were comfortable paying, factoring in other monthly costs we'd need to consider; which is so helpful compared to the bank's total they were willing to give which far exceeded my monthly spend capabilities. I have and will continue to recommend Sylvia again and again and can't thank her enough for her support.


​Laurine O'Neill

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Sylvia helped us get a mortgage for our first home. As first time home buyers, we didn't really know what to expect - but Sylvia was just so easy to work with!! She made us feel comfortable and communicated really well, always prompt, professional, and most importantly - excellent at what she does! She did an amazing job with our mortgage and I am excited to introduce her to our family and friends when they are looking for a mortgage. We really appreciate all the hard work put into getting us the best rate. Definitely would recommend!


​Donna Ozorio

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Sylvia’s deep knowledge of the mortgage market allowed her to point me and my wife to the best and lowest-cost option for our situation. As first-time home-buyers, we also appreciated Sylvia’s willingness to walking us through the detailed process steps to ensure everything went smoothly. Overall Sylvia provided us with the right combination of technical expertise and handholding to get us into our new home. I would unreservedly recommend her services to anyone in the market for a new mortgage – no matter their situation.


​Adrian Pasricha

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I have been with Sylvia since we bought our first place 8 years ago and we've been satisfied with her services. She dedicates her time to ensure we get the best rates. She is someone you can trust and rely on. We recommend her to anyone who is looking for a mortgage!


​Kun Kim

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Sylvia is such a great mortgage broker and a talented individual. She not only provides great financial advice, she's also extremely personable and takes care of her clients. As a first-time home buyer, her expertise was crucial in helping me understand how mortgages work, what the pitfalls can be, and how to navigate them. Needless to say, I'll be coming back to her time and time again.


​Rena Wang

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Sylvia was fantastic. She was professional and patient with me throughout the whole mortgage process. I highly recommend her.


​Freeman Yu

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As someone completely inexperienced in the world of mortgages, I feel so lucky to have been introduced to Sylvia. She is an expert at her job, and patiently took the time to explain and work through all my various options. She has a way of putting complicated numbers into easily understood terms that not only paints a clear and concise financial picture, but also puts my conscience at ease. She’s a genuine pleasure to deal with and goes above and beyond the call of duty every time. Thanks Sylvia!


​Paul Fung

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Sylvia helped us to buy a great home. Her approach ensured we would be able to live comfortably and without getting in over our heads.


​Melanie Wellington-Wiltshire

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Sylvia is a hands-on broker with a desire to achieve on behalf of her clients. She has a reassuring, steady hand to walk them through the different steps of the process and we have come to rely more than heavily on her to guide us and provide advice, which has never failed us.


​Stephane Baffier

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Sylvia took time to understand my current and future life and financial plans before suggesting a mortgage that is the most suitable for me.


​Rebecca Ng

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Sylvia was very helpful in finding the right mortgage for us. She was great in helping us understand the various rates, terms, and payments.


​Calvin Lee

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Sylvia was a great mortgage broker who took the time to get to know our situation & listened to our personal needs. She was informative, thorough & very efficient and we would use her services again in a heartbeat! We are very happy with the services that she provided & the product we received through her services!


​Lisa Sun

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Sylvia is an amazing mortgage broker that really knows her stuff. She is not only up-to-date on all the different promotions lenders are having but she is able to educate you on your options and ultimately let you have the tools to make an informed decision. I would not hesitate to recommend anyone who is looking to buy a house to speak to Sylvia first.


​(Fran) Frances Ho

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Sylvia is an extremely detail and goal-oriented broker who made my first time home purchase an easy task. She is very well-organized, punctual on the pace and her clear explanation, attention to details on various mortgage products made my application much less stressful. She is more than just a broker, I would personally consider her as a mortgage coach who makes outlooks and mortgage plans for the customer from a long term financial perspective. Her meaningful guidance is much appreciated and I am definitely looking forward to work with her again in the future.


​Leon Sun

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Sylvia made my first time home buying experience an easy one. She was to the point and gave me great timely advice. Her guidance was very much appreciated. She was very thorough with the information she provided and when she didn't know the answers, she did not hesitate to find out the information quickly! Sylvia is well rounded expert and I look forward to future dealings with her.


​Ivan Lee

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Sylvia took probably the most stressful and difficult problems of a first time home buyer and made it into a simple and easy plan.
During this time she made her self easily available, to ask questions, looked out for our best interest, while she was pregnant (amazing).
Thank goodness for Sylvia.

If you do business with Sylvia, you'll be in good hands!


​Vince Chui

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Sylvia is an extremely detail and goal-oriented broker who made my first time home purchase an easy task. She is very well-organized, punctual on the pace and her clear explanation, attention to details on various mortgage products made my application much less stressful. She is more than just a broker, I would personally consider her as a mortgage coach who makes outlooks and mortgage plans for the customer from a long term financial perspective. Her meaningful guidance is much appreciated and I am definitely looking forward to work with her again in the future.


​Leon Sun

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