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10 Reasons to use Sylvia Ho -Mortgage Agent Versus a Bank

  1. Free service of actual value!  Banks pay me my commission.  I don’t charge you for my services.  It’s cheaper for the lender to pay me a commission than to pay a salaried individual with overhead costs.  
  2. Lower rates!  I get you wholesale pricing as I work directly with the head offices of the lending institutions.  I receive emails EVERYDAY on different specials that are going on. I continue shopping around till your house closes.  
  3. Education!  I help my client’s compare different mortgage products offered by different lenders.  This way you can make an educated decision on which mortgage product better suits your needs.  
  4. Think outside the box!  I was talking to a client about upgrading their home.   As the conversation continued, it became a discussion about building a family safety net and having a proper ER fund and then buying real estate in the future.  As I know your financial goals, I can help you plan! 
  5. Personal experience!  My mom taught me how to build a real estate empire.  I am a professional landlord. I want to teach you!   
  6. Let me do all the hard work for you!  I will shop around to my 30 different lenders.  Some lenders only work with mortgage specialist, so, if you don’t work with a mortgage agent, you are missing out on potentially large savings!  If you go into a branch to get a mortgage, they have just 2-3 different mortgage options. But by going through me, you have over 30 different lenders!   
  7. Mortgage coach!  Mortgages don’t pay off themselves.  What’s your magic number to pay off your mortgage?  Let me teach you 12 concepts to pay off your mortgage FAST!  Banks won’t teach you this! Financial planners won’t either!  Sign up for my free coaching program! 
  8. Customization!  Mortgages aren’t one size fits all.  Everybody has different financial goals in life as this depends on the stage of life you are in. I will find a mortgage product that best suits your needs and financial goals. 
  9. Convenience!  I have 2 kids who play competitive sports and are super busy.  Everyone is busy! The process of getting a mortgage through me is very easy as everything is done via email and phone calls.  

No surprises!  There are no surprises when you work with me.  For the last 20 years, my business has been based upon past clients referring other clients to me.  My client’s love the advice I give them. I listen and I serve. How can I serve you?

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